Sometimes, even under capitalism, there are errors which do turn out in the little person's favour, and they pay up! - I got a small amount of dosh from my house insurance people due to some errors in calculation over the years, which they paid by cheque, very annoying as I had to go to a bank to pay them in, not as if they didn't have my direct deposit details, but hey, unexpected moolah!

On the train issue, in the London version I think you pony up for the station, with all its various commercial opportunities (though, honestly, Fenchurch Street??? pass).