I think something might be getting left out with the extended fellowship: new doctors who go to "undesirable" locations may get a lot of forgiveness of their medical school loans. This may skew things a lot more, the family will be able to save up earlier, for the kids' college funds, or other areas.
I am speaking from US-base experience of friends -they went to a not so lovely area of a rural state in order to get some amount of loan forgiveness for med school. They also had two young children, it was a very similar situation, but my friend was pretty OK with going to the "not fun" place, and they actually ended up staying beyond what he had to for the loan help terms.
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I am speaking from US-base experience of friends -they went to a not so lovely area of a rural state in order to get some amount of loan forgiveness for med school. They also had two young children, it was a very similar situation, but my friend was pretty OK with going to the "not fun" place, and they actually ended up staying beyond what he had to for the loan help terms.